Compare Dental Insurance Plans

Feature	Bloom Basic	Bloom Plus	HMO Insurance	PPO Insurance
Cost	$399/year or $49/month	$498/year or $59/month	$700+/year	$500-$1,000/year
Free Cleanings/Exams	2/year, no copays	2/year, no copays	1-2/year, $10-20 copays	2/year, 100% covered
Discounts	20% on all services	20% on all services	Fixed copays, limited services	50%-80% on major care
Network	Any participating dentist	Any participating dentist	Restricted in-network only	Broader network
Waiting Periods	None	None	4-12 months for major care	6-18 months for major care
Annual Maximum	None	None	None	$1,000-$2,000
Confidence Booster	—	✔️ Professional Whitening ($500 value)	Not included	Typically not included

Lower and Predictable Cost:

Bloom Smile offers a lower, consistent cost, making it more budget-friendly and easier to plan for compared to the variable and higher costs of HMO and PPO plans.

No Deductible or Waiting Periods:

Immediate coverage without upfront deductibles or delays makes Bloom Smile ideal for those needing prompt dental care, especially for major procedures, saving time and potential out-of-pocket costs.

Comprehensive Discounts on All Services:

Bloom Smile’s universal 20% discount applies to all services without restrictions, offering predictable savings compared to HMO’s limited scope or PPO’s variable discounts.

Flexible Network Access:

Greater provider choice with Bloom Smile enhances convenience and access, especially for those in areas with fewer in-network options or who prefer specific dentists.

No Annual Maximum:

Compared to PPO, Bloom Smile’s lack of an annual maximum ensures coverage for high-cost or multiple procedures in a year, providing financial protection for extensive dental needs.

Generous Preventive Care with No Copays:

Bloom Smile’s no-copay preventive care (including x-rays and consultations) reduces costs for routine visits compared to HMO’s copays, matching PPO’s preventive coverage but with added flexibility and no caps.

The Bloom Smile plan’s primary benefits over HMO and PPO dental insurance include its lower, fixed cost ($399/year), no deductible or waiting periods for immediate access, 20% discount on all services for broad savings, flexible network for provider choice, no annual maximum for unlimited coverage, and no-copay preventive care (2 cleanings, x-rays, consultations). Compared to HMO, it offers greater flexibility, no waiting periods, and no copays, making it more cost-effective and accessible. Compared to PPO, it provides lower costs, no annual maximum, and similar preventive coverage with fewer restrictions, ideal for those seeking predictable savings and immediate care.

Bloom Smile Membership Plans

Affordable dental care tailored to your needs, with no insurance middleman.

BLOOM BASIC

$399/year

$49/month

2 Free Cleanings, Exams, X-rays annually
20% OFF All Services
No deductibles, no waiting periods

CAN SAVE OVER $400 A YEAR*

BLOOM PLUS

$498/year

$59/month

2 Free Cleanings, Exams, X-rays annually
20% OFF All Services
No deductibles, no waiting periods
Confidence Booster in office professional whitening

CAN SAVE OVER $900 A YEAR*

CONFIDENCE BOOSTER ADD-ON

$99/year

$10/month

In Office Professional Whitening
Add-on to your Bloom Basic Plan

SAVE $400*

5% off with 2 family members, 10% off with 3 family members, 15% off with 4 or more family members

Once you are in our office, our doctors and team will confirm the correct membership plan for your needs and goals.